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- Greater Than Solutions / eWallet
- Greater Than Solutions / Business Engine
- Greater Than Solutions / Startup Bundle
- Greater Than Solutions / Gateway
- Greater Than Solutions / Billing
- Greater Than Solutions / Virtual Terminal
- Greater Than Solutions / Fraud Guard 360
- Greater Than Solutions / ATP iPSP
ATP Checkout Plus
Overview:
ATP Checkout Plus is a complete ecommerce software solution that allows merchants to sell shippable or digital goods on the internet. More than just a shopping cart, it is designed for online merchants that require full control of their merchant accounts and banking relationships.
Key Features:
o Increase sales with an easy-to-use, customized checkout workflow o Offer Up sales, Cross-Sales, Trial, and Recurring Billing plans o Automatic and customizable e-mail notification to customer with receipt o Enterprise Ready – Built in High availability and load balancing support o Allows Integration into any processor, no matter how complex the integration protocol
is o Integrate into ATP wallet product to offer your own white label wallet and user
retention program o Multi Currency - DCC or backend currency conversion Multi Skin support o Multi Language support
ATP iPSP
Overview:
ATP iPSP offers Internet Payment Service Providers a modern scalable platform for managing their merchant accounts, billing operations and payment processing within a single integrated solution
Key Features:
o Cost effective implementation that allows you to scale as your transaction volume grows.
o Seamless integration with your existing infrastructure o Supports phased migration plans with zero data loss. o Reduce your time to market for new service offerings. New service plans, marketing
plans and agreements are easily configured and are virtually unlimited. o Statement issuance and bill presentment o Recurring billing o Unlimited billing cycles o Rolling reserve management o Affiliates programs o Easily integrate to multiple acquirers and processors while simplifying reconciliations
and fund management within your organization. o Support unlimited payment options (Debit/Credit, Gift certificates, Virtual cards, Phone
cards ACH, etc’). o Automated dispute management process and reduce manual interaction o Protect your business from existing and emerging fraud schemes
ATP eWallet
Overview: ATP eWallet offers Stored Value Service Providers a modern scalable platform for managing their accounts, billing operations and payment processing within a single integrated solution
Key Features:
o Reduce your time to market for new services offerings. Support for unlimited payment options (Debit/Credit, Loyalty, Virtual, etc’) and unlimited transaction types (deposit, withdrawal, installments, P2P, loans, etc’).
o Handles the complete lifecycle of statements issuance, bill presentment, funds transfer and reconciliations.
o Provide complete control of risk assessment and fraud prevention with flexible Limits configuration (per account, card, acquirer, etc’) and rule based module that detects fraud schemes at multiple levels.
o Cost effective implementation that allows you to scale as your transaction volume grows.
o Seamless integration with your existing infrastructure o Statement issuance and bill presentment o Unlimited billing cycles o Multiple accounts per a single user
o Multiple balances per account o Automated dispute management process and reduce manual interaction
ATP GATEWAY
ATP Gateway
Overview: ATP Gateway is a modern scalable platform for managing merchant accounts, providing advance
billing capabilities and payment processing operations within a single integrated solution
It provides a central processing solution for handling transactions and financial data streams throughout diverse payment methods and sale channels.
ATP Gateway allows your system to scale as transaction volume grows by simply adding more servers. The system brings up a new server into production in seconds and without interference to the processing flow.
The use of web services and standard security protocols enables system integration with minimal effort for merchants, customers and internal resources.
o Cost effective implementation that allows you to scale as your transaction volume grows.
o Seamless integration with your existing infrastructure o Supports phased migration plans with zero data loss.
o Reduce your time to market for new service offerings. New service plans, marketing
plans and agreements are easily configured and are virtually unlimited.
o Statement issuance and bill presentment
o Recurring billing o Unlimited billing cycles
o Rolling reserve management
o Easily integrate to multiple acquirers and processors while simplifying reconciliations
and fund management within your organization.
o can be integrated to any payment network (VISA, MasterCard), national and
international switch centers, Payment Service Providers and banks o Support unlimited payment options (Debit/Credit, Gift certificates, Virtual cards, Phone
cards ACH, etc’).
o Automated dispute management process and reduce manual interaction
o Protect your business from existing and emerging fraud schemes
ATP VIRTUAL TERMINAL
ATP Virtual Terminal
Overview: ATP Virtual Terminal is a web based service that gives you the freedom to accept credit and debit cards, and ACH/EFT/ECHECKS. Our unique Virtual Terminal application also installs on your desktop in less than 3 seconds.
Key Features:
o Easy to use - Log-on securely, enter credit card information for your customer, and you are done
o Or even better – install to your desktop in less than 3 seconds for repetitive use.
o Sell subscriptions, trial, and generate recurring billing plans
o Automatically provision access rights or digital downloads for the customer.
o Take payments online, by phone, or in person - even without your own website
o Receive payments directly to your bank account
o Easily credit a customers card for cancelled or returned orders
ATP BUSINESS ENGINE
ATP Business Engine
Overview: ATP Business Engine is standard application software for real-time business processing that
powers automated online systems.
Leveraging your system on top of the ATP Business Engine reduces drastically your time to market and allows you to scale economically as demand for your service increases.
ATP Business Engine is a smart investment that let you build your system once, and eliminates the need for frequently software infrastructure reworks.
Key Features: o Scalable Design - allows for the system to scale as transaction volumes increase by
simply adding more servers.
o Processing Power - ATP Business Engine provides unbeatable cost/performance ratio with unlimited Linear Scaling of thousands of transactions per second, millions per minute
o Single Code-Base – Reduces cost of development, maintenance and support
o Modular Solution – easily integrate additional ATP products as required.
o Integrated Solution – front and back office integration for widely accepted products and technologies (SAP, Salesforce, Directory Services)
ATP BILLING
ATP Billing
Overview:
ATP Billing is an online billing engine for scalable workload distribution. Flexible, unlimited agreement definitions, customer requested billing cycles and recurring billing & installments allow competitive offerings for merchants, customers and bank partners.
ATP Billing distributed the workload throughout the entire day to reduce the need for massive computation power.
o Flexible Billing Plans - configure individual Merchants & 3rd parties billing agreements according to:
Any of the transaction parameters (over 120) Sliding scale plans (daily/monthly & count/amount combinations) Online counters
o Flexible Balance Type definitions - meet accountancy requirements and financial funds control (commissions, taxes, Rolling reserve, etc.).
o Billing Cycles - customer requested Billing cycles.
o Multi currency & Currency Conversation - Dynamic Currency Conversation (DCC) and Multiple Currency management.
o Accounts Receivables tracing - funds reconciliation and clearing from multiple financial institutions partners.
o Unlimited payment options (Debit/Credit, Loyalty, Virtual, etc’) and unlimited transaction types (deposit, withdrawal, installments, P2P, loans, etc’).
ATP FRAUD GUARD 360
ATP Fraud Guard 360
Overview: ATP Fraud Guard 360 is a real-time online, rule based, transaction inspection module that offers
the power to avoid losses by stopping fraud on or before it happens.
ATP Fraud Guard 360 helps investigators resolve suspect transactions quickly and accurately, and reduces the impact of fraudulent transactions by minimizing processing costs and maximizing efficiency.
Key Features:
o Real-time easily configured business rules
o Super fast - results are returned in fractions of a second
o Results include an overall risk score, a recommendation (Allow, Review, Deny), and
thresholds comparison.
o Rules and Rule-Sets are fully customizable per accounts and transaction types.
o Proactive Negative/Positive Check List – automatically manages stolen cards, charge
backs, fraudulent countries an IP locations.
o Internal Fraud module – includes unlimited ceiling velocity checks for
account/transactions type/payment method definitions.
o Fraud Manager - designed to help investigators resolve suspect transactions quickly and
accurately. Legitimate transactions are quickly cleared to go.
o Monitor Engine for Merchant/Acquirer Fraud Management - unique approach designed
to monitor merchant level fraud patterns: Constantly check for various indications such as CHB rate, Recurring/Trial Ratio
and Decline Reason Codes composition at merchant level.
ATP STARTUP BUNDLE
ATP STARTUP BUNDLE
ATP Startup Bundle (ATP Business Engine, ATP Billing, ATP Fraud Guard 360)
Overview: In a single bundle, we have packaged together ATP solutions that meet the software
development needs of innovative start-up businesses:
o Develop robust business workflows on top of ATP Business Engine features: High Availability, Security, Provisioning, Integration, and much more.
o Bill for your services in real-time with ATP billing: distribute funds to affiliate partners, manage accounts and balances in multiple currencies, and offer customer requested billing cycles.
o Protect your business with ATP Fraud Guard 360 to prevent fraudulent usage buy customers, users, or internal resources.
ATP Checkout Plus
Overview: ATP Checkout Plus is a complete ecommerce software solution that allows merchants to sell shippable or digital goods on the internet. More than just a shopping cart, it is designed for online merchants that require full control of their merchant accounts and banking relationships. Key Features: o Increase sales with an easy-to-use, customized checkout workflow o Offer Up sales, Cross-Sales, Trial, and Recurring Billing plans o Automatic and customizable e-mail notification to customer with receipt o Enterprise Ready – Built in High availability and load balancing support o Allows Integration into any processor, no matter how complex the integration protocol is o Integrate into ATP wallet product to offer your own white label wallet and user retention program o Multi Currency - DCC or backend currency conversion Multi Skin support o Multi Language support
ATP iPSP
Overview: ATP iPSP offers Internet Payment Service Providers a modern scalable platform for managing their merchant accounts, billing operations and payment processing within a single integrated solution Key Features: o Cost effective implementation that allows you to scale as your transaction volume grows. o Seamless integration with your existing infrastructure o Supports phased migration plans with zero data loss. o Reduce your time to market for new service offerings. New service plans, marketing plans and agreements are easily configured and are virtually unlimited. o Statement issuance and bill presentment o Recurring billing o Unlimited billing cycles o Rolling reserve management o Affiliates programs o Easily integrate to multiple acquirers and processors while simplifying reconciliations and fund management within your organization. o Support unlimited payment options (Debit/Credit, Gift certificates, Virtual cards, Phone cards ACH, etc’). o Automated dispute management process and reduce manual interaction o Protect your business from existing and emerging fraud schemes
ATP eWallet
Overview: ATP eWallet offers Stored Value Service Providers a modern scalable platform for managing their accounts, billing operations and payment processing within a single integrated solution Key Features: o Reduce your time to market for new services offerings. Support for unlimited payment options (Debit/Credit, Loyalty, Virtual, etc’) and unlimited transaction types (deposit, withdrawal, installments, P2P, loans, etc’). o Handles the complete lifecycle of statements issuance, bill presentment, funds transfer and reconciliations. o Provide complete control of risk assessment and fraud prevention with flexible Limits configuration (per account, card, acquirer, etc’) and rule based module that detects fraud schemes at multiple levels. o Cost effective implementation that allows you to scale as your transaction volume grows. o Seamless integration with your existing infrastructure o Statement issuance and bill presentment o Unlimited billing cycles o Multiple accounts per a single user o Multiple balances per account o Automated dispute management process and reduce manual interaction
ATP GATEWAY
ATP Gateway Overview: ATP Gateway is a modern scalable platform for managing merchant accounts, providing advance billing capabilities and payment processing operations within a single integrated solution It provides a central processing solution for handling transactions and financial data streams throughout diverse payment methods and sale channels. ATP Gateway allows your system to scale as transaction volume grows by simply adding more servers. The system brings up a new server into production in seconds and without interference to the processing flow. The use of web services and standard security protocols enables system integration with minimal effort for merchants, customers and internal resources. o Cost effective implementation that allows you to scale as your transaction volume grows. o Seamless integration with your existing infrastructure o Supports phased migration plans with zero data loss. o Reduce your time to market for new service offerings. New service plans, marketing plans and agreements are easily configured and are virtually unlimited. o Statement issuance and bill presentment o Recurring billing o Unlimited billing cycles o Rolling reserve management o Easily integrate to multiple acquirers and processors while simplifying reconciliations and fund management within your organization. o can be integrated to any payment network (VISA, MasterCard), national and international switch centers, Payment Service Providers and banks o Support unlimited payment options (Debit/Credit, Gift certificates, Virtual cards, Phone cards ACH, etc’). o Automated dispute management process and reduce manual interaction o Protect your business from existing and emerging fraud schemes
ATP VIRTUAL TERMINAL
ATP Virtual Terminal Overview: ATP Virtual Terminal is a web based service that gives you the freedom to accept credit and debit cards, and ACH/EFT/ECHECKS. Our unique Virtual Terminal application also installs on your desktop in less than 3 seconds. Key Features: o Easy to use - Log-on securely, enter credit card information for your customer, and you are done o Or even better – install to your desktop in less than 3 seconds for repetitive use. o Sell subscriptions, trial, and generate recurring billing plans o Automatically provision access rights or digital downloads for the customer. o Take payments online, by phone, or in person - even without your own website o Receive payments directly to your bank account o Easily credit a customers card for cancelled or returned orders
ATP BUSINESS ENGINE
ATP Business Engine Overview: ATP Business Engine is standard application software for real-time business processing that powers automated online systems. Leveraging your system on top of the ATP Business Engine reduces drastically your time to market and allows you to scale economically as demand for your service increases. ATP Business Engine is a smart investment that let you build your system once, and eliminates the need for frequently software infrastructure reworks. Key Features: o Scalable Design - allows for the system to scale as transaction volumes increase by simply adding more servers. o Processing Power - ATP Business Engine provides unbeatable cost/performance ratio with unlimited Linear Scaling of thousands of transactions per second, millions per minute o Single Code-Base – Reduces cost of development, maintenance and support o Modular Solution – easily integrate additional ATP products as required. o Integrated Solution – front and back office integration for widely accepted products and technologies (SAP, Salesforce, Directory Services)
ATP BILLING
ATP Billing Overview: ATP Billing is an online billing engine for scalable workload distribution. Flexible, unlimited agreement definitions, customer requested billing cycles and recurring billing & installments allow competitive offerings for merchants, customers and bank partners. ATP Billing distributed the workload throughout the entire day to reduce the need for massive computation power. o Flexible Billing Plans - configure individual Merchants & 3rd parties billing agreements according to: Any of the transaction parameters (over 120) Sliding scale plans (daily/monthly & count/amount combinations) Online counters o Flexible Balance Type definitions - meet accountancy requirements and financial funds control (commissions, taxes, Rolling reserve, etc.). o Billing Cycles - customer requested Billing cycles. o Multi currency & Currency Conversation - Dynamic Currency Conversation (DCC) and Multiple Currency management. o Accounts Receivables tracing - funds reconciliation and clearing from multiple financial institutions partners. o Unlimited payment options (Debit/Credit, Loyalty, Virtual, etc’) and unlimited transaction types (deposit, withdrawal, installments, P2P, loans, etc’).
ATP FRAUD GUARD 360
ATP Fraud Guard 360 Overview: ATP Fraud Guard 360 is a real-time online, rule based, transaction inspection module that offers the power to avoid losses by stopping fraud on or before it happens. ATP Fraud Guard 360 helps investigators resolve suspect transactions quickly and accurately, and reduces the impact of fraudulent transactions by minimizing processing costs and maximizing efficiency. Key Features: o Real-time easily configured business rules o Super fast - results are returned in fractions of a second o Results include an overall risk score, a recommendation (Allow, Review, Deny), and thresholds comparison. o Rules and Rule-Sets are fully customizable per accounts and transaction types. o Proactive Negative/Positive Check List – automatically manages stolen cards, charge backs, fraudulent countries an IP locations. o Internal Fraud module – includes unlimited ceiling velocity checks for account/transactions type/payment method definitions. o Fraud Manager - designed to help investigators resolve suspect transactions quickly and accurately. Legitimate transactions are quickly cleared to go. o Monitor Engine for Merchant/Acquirer Fraud Management - unique approach designed to monitor merchant level fraud patterns: Constantly check for various indications such as CHB rate, Recurring/Trial Ratio and Decline Reason Codes composition at merchant level.
ATP STARTUP BUNDLE
ATP STARTUP BUNDLE ATP Startup Bundle (ATP Business Engine, ATP Billing, ATP Fraud Guard 360) Overview: In a single bundle, we have packaged together ATP solutions that meet the software development needs of innovative start-up businesses: o Develop robust business workflows on top of ATP Business Engine features: High Availability, Security, Provisioning, Integration, and much more. o Bill for your services in real-time with ATP billing: distribute funds to affiliate partners, manage accounts and balances in multiple currencies, and offer customer requested billing cycles. o Protect your business with ATP Fraud Guard 360 to prevent fraudulent usage buy customers, users, or internal resources.